🚨 BREAKING NEWS 🚨 Multi-Million Dollar Business Owner Reveals...

Why millions of people live paycheck to paycheck due to the common mistake of reading financial literacy books



Learn the secret behind why these books are setting you up for failure

And how you can get your finances in order to start investing within 30 days. 

Take a look at this picture below…

How many of these books have you read?

Probably a handful.

And how much money have you made with that information?

You see, hundreds of people are buying these books to learn one thing…

How To Make Enough Money To Be Financially Free

The truth is, you’ll never get that answer.
Instead, you’ll continue to stay in the same place year after year…

Struggling to make ends meet…

Never having a dollar left over to put into your savings account…

Making it impossible to keep up with the rise of inflation.

It’s frustrating, I know.

Because it doesn’t matter how many hours you put into overtime…

How many degrees you have (if you even went to college)...

Or the amount of books you’ve read…

You’ll constantly face the fear of living paycheck-to-paycheck.

But it’s not your fault. 

Because these books are reshaping your mindset into thinking the right way…

Instead of telling you how to make money in today’s world.

However, if you continue to read this short letter, you’ll learn:

  • The secret truth about why most financial books fail to deliver results 
  • How to turn your existing resources into a goldmine even if you “think” you don’t have enough to invest
  • BEWARE: If you’re thinking about asking financial advisors for help, here’s why you should never rely solely on their advice
  • Why your biggest financial downfall will probably be your own mindset & emotions
  • And how you can get 7-figure advice for less than a large latte from Starbucks


Now if you don’t know who I am…

My name is Lloyd J. Ross

You might be wondering…

“Who in this world is this guy and why should I listen to him?”

You have every right to think that but first, take a quick look at my resume:

  • Became a licensed real estate agent at the age of 20.
  • Successfully closed multiple deals while studying in college (amounting to over $50,000)
  • Became a lawyer at the age of 23
  • Worked on projects in Dubai, the 23rd richest city in the world, including the Formula 1 circuit, and the Ferrari World Theme Park for the world's largest real estate developers in my 20s
  • Built a 7-figure share portfolio in my 30s
  • Built a 7-figure network marketing side hustle in my 30s
  • Ranked #6 in the global industry income earner under the age of 35
  • And turned a property investment business into a thriving million-dollar success story with my father

And I don’t say any of this to brag…

I’m telling you this so you can see that I know what I’m talking about. 

You see, my experience with managing my money and investing it led me to achieve significant success.

But it wasn’t always like this…

Because I was in the same exact position you are in right now

I would fantasize about getting a grip on my family’s finances to increase our income and be financially free

Instead of trying to live off the little amount my job was paying.

All I wanted was to

  • Clear my debt…
  • Build a savings account with over $100,000 in it…
  • And never sacrifice the time I had with my children to make some money.

I knew I had to take action fast so my first thought was to ask a financial advisor for help.

It would be the EASIEST way to cut corners and save so much time.

Little did I know how expensive they can be ($200 - $400 per hour)

Worst of all, I found out they base your investment strategy on the amount of commission they’ll earn

Meaning they will never have your best interest in mind.

So I did the exact same thing you’ve done or thought about doing…

I turned to the old-fashioned method of reading financial literacy books

Remember the picture I showed you at the beginning of this presentation, with all the books?

I’ve read them all. 

And to tell you the truth, they were fantastic.

They were great in building my mindset and motivating me to think bigger…

But unfortunately, none of them provided me with the results I wanted. 

After reading every book the same questions kept coming up…

“Where do I go from here?”

“How can I use this information to make money?”

And I’m sure you can relate to this.

All I wanted to do, was jump on a call with the author to ask him hundreds of questions on how to get started
But it’s not like I could pay $10,000 for an hour or two of their time.

Even though I felt like I was moving forward by educating myself…

In reality, I was wasting my most valuable asset…

My time. 

To tell you the truth, looking back these books were the reason why I never took action.

I spent 5 to 6 years just doing nothing thinking that the strategy was going to come from these books.

But it never did.

Now I want you to take a second and really think about it…

“The Richest Man In Babylon” was released in 1926…

“How To Win Friends And Influence People” was released in 1936…

“Rich Dad Poor Dad” was released in 1997…

How are any of these books going to tell you how to make money in 2023? 

Has any financial book told you how to create a savings account and build it up to $5,000?

How to protect yourself from getting scammed by financial advisors?

Or the steps it requires to build your asset portfolio?
From what I’ve read, I never learned any of that.

That’s because…

The point of these books is to offer you principle based information

These financial literacy books are building up your mindset

Getting you mentally prepared for the financial world.

So instead of getting to my goal of $1,000,000 in 12 years…

I went on down the financial rabbit hole of:

  • Re-reading these financial books in case I “missed” something…
  • Wasting money going through the trial and error of investing…
  • And paying thousands of dollars for mentors that didn’t help

Which led me to push my goal back 5 more years.

The one CRUCIAL element these financial education books are lacking is…


I needed a step-by-step game plan, not historical advice that seemed detached from my reality.

It wasn't until I discovered an everyday person with real-life finance experience that things began to change.

This mentor gave me the actionable steps and guidance I needed to regain control of my financial life.

And the results were transformational.

I went on to create my first online networking marketing business…

(within 4 years it was making 6-figure passively running it part-time through my phone) 

I began to build my 7-figure portfolio…

And I was flying everywhere in the world for free 

All because my mentor gave me the necessary advice to be able to do this.

Now as you can see, I finally got these results when I came in contact with someone who had experience with money…

And I want to be that person for you.

The person to guide you through the financial maze…

Help you avoid the financial traps the system has set up…

And most importantly, get you the results you desire like clearing your debt.

So how can I help you?

With This Life-Changing Resource.

Introducing Money Buys Happiness 

This is a book that contains over 14 years of experience:

  • Building a 7-figure portfolio…
  • How I’ve built not one but multiple million-dollar businesses
  • And advice I’ve gathered from the handful of mentors to whom I’ve paid thousands of dollars.

Within these pages, you'll discover practical and actionable steps on how to increase your income, manage it effectively, and multiply it to leave behind the financial struggles that have held you back for far too long.

But this isn't just another “financial book”.

As I mentioned earlier, I ran into a problem where I didn’t know what the next steps were or how I could use what I learned to make money.

I wanted to take it a step further and give you a book that not only included the principles but was also action-oriented.

That’s why right after you finish reading, you’ll dive into my 30-day money-making challenge.

This includes 7 videos that’ll give you a clear, proven path to get your money in order and create your investment strategy.

Plus, to make it even easier for you to succeed you’ll get to jump on 2 FREE 1-on-1 calls (Valued at over $497) with coaches that I’ve personally mentored.

I couldn’t tell you how much I wished I could’ve gotten 2 free calls with someone who knew about money to talk through my situation

It would’ve saved me so much time and money.

Now, take a sneak peek at what you will learn from this book

I'll reveal...

  • Money doesn’t buy happiness, right? WRONG. Understand why this mindset is keeping you from making money. Pg. 11
  • The “Path To Riches” strategy summed up into one simple sentence – and how to implement it correctly to make it impossible to fail Pg. 8
  • Do you have one of these 6 limiting beliefs that’s destroying your chance of wealth? Find out by turning to Pg. 41
  • Are your taxes automatically coming out of your paycheck? Here’s why you STOP that to save more money & live the same using the “Reverse Saving” method Pg. 111
  • The sneaky mathematical equation to know the YEAR you’re going to hit your goal. Use this equation to create your personal roadmap. Pg. 117
  • The 8 most important actions to rewire your mindset to start thinking like a millionaire. Pg.54
  • What never to do when building a portfolio. Take a look & replicate my 7-figure portfolio strategy
  • How to create a bullet-proof investment strategy using these 8 simple questions (no financial advice required). Pg. 131.
  • The most important virtue to have if you’re looking to build any kind of wealth (without this, you’ll continue to hit dead ends) Pg. 154
  • The “Success Triangle” that’ll show you the perfect vehicle to make more money. If it doesn’t align with this, you’ll be wasting your time. Pg. 166 
  • Plus, my complete list of 8 side hustles to start making money as soon as possible. Pg. 171

And much, much more.

The "Money Buys Happiness" book holds the key to unlocking your hidden financial potential.

However, in just a second, I’ll dive into how I’ll sweeten up the deal to make it impossible for you to stay in your current financial position.

But first, I want to address something.

If you’re looking for a quick and easy way to make a lot of money by only putting in 30 minutes of your time…

And you’re thinking about skimming this book…

Then you can close this page right now because this book isn’t for you.

To tell you the truth, this requires work, dedication, and understanding of the principles. 

Without it, you’ll continue to dig yourself deeper into a hole of massive debt, making it impossible to get out.

And the worst part is…

You won’t be the only one suffering. 

Once your kids are old enough you’ll pass down the same mindset…

Leading to your family being chained to financial hardship for generations to come. 

But you can change this lifetime of struggle with one decision today.

You can educate yourself, put in the work, and live a peaceful life without any debt.

All you have to do is invest in “Money Buys Happiness” and watch how your life changes.

Now before I tell you how you can turn your dreams into a reality…

Let me sweeten up the deal for you with some BONUSES

When you order the “Money Buys Happiness” book today you’ll also receive these bonuses:
Bonus #1: Audiobook
Get This For FREE When You Order Your Copy Of The Money Buys Happiness Today! 
Audiobook: Instead of just reading, you can accelerate your path to financial success by absorbing the audiobook's wisdom twice as fast, turning knowledge into real results in record time.

This is a great way to reprogram your subconscious mind for financial success.

Bonus #2: Exclusive Facebook Group
Meet others building their financial legacy!
Not only will you be joining a supportive community that’s not just cheering you on but running the same race alongside you…

You’ll be able to join me on weekly lives
  • Answering any of your questions…
  • Discussing anything that’s on my mind (financial lessons, errors to avoid, or investments to keep in mind)
  • And I’ll be introducing other heavy hitters in the group who you can connect with to make your financial journey easier
Plus, you’ll get updates on new programs, modules, and courses that I’ll be adding.

Bonus #3: Daily Money Tips
Daily dose of learning in Telegram
I’ll be sending you, your daily dose of money tips in Telegram to help reshape your mindset as you go along this journey

With this alone, you’ll be reminded every day why you shouldn’t fall back into the societal pattern of working just to pay your bills.

Instead, these messages will point you in the right direction every time.

Now let me explain something to you before I reveal the other bonuses…

The 3 crucial factors to change anything in your life are as follows:
  • Rewiring your mindset
  • Finding resources that contain the right information
  • And surrounding yourself with the right people in the right environment
With these three bonuses alone you’re already checking off all 3 boxes making it harder for you to fail.
Bonus #4: Student Success Stories
Case Studies
Dive into the captivating stories of students who have transformed their lives using the principles of this book.

Learn from their real-life experiences and extract practical advice that will catapult you toward your financial goals.

So if you’re tired of living paycheck-to-paycheck…

The time to make a decision is now.
See, on Amazon, I’m selling this book, without the bonuses or the 30-day money challenge I mentioned above, for $30

But since you’ve landed on this page and have read this far…

I’m giving you:
  • The Money Buys Happiness Book (Valued at $30)
  • The 30-Day Money Challenge
  • 2 FREE 1-on-1 calls (Worth over $497) 
  • And 4 Bonuses
1. Audiobook 
2. Access to our Exclusive Facebook Group 
3. Daily Money Tips
4. Student Success Stories (Worth over $500)

All for less than a large latte from Starbucks

So you can get your copy of the Money Buys Happiness book with all the bonuses today…

For only $9 by clicking down below

Now if you think you have time to wait, you dont

I’m considering taking this page down, removing this book from Amazon, and shelving it for good.

The financial education contained within these pages is worth hundreds of dollars, and I’m offering it to you for a fraction of the price…

Meaning more and more people will continue to use my strategies which will eventually make them ineffective.
So the time to act is now because I might just take it down tonight.

Click the button and invest in your financial future for less than large latte from Starbucks

To your financial success,

Lloyd J. Ross

I'm ready!

P.S. Don't just take my word for it. Here's what this book has done for so many others:
P.S.S: Here’s Our Lifetime Guarantee

You have absolutely nothing to lose when you purchase the “Money Buys Happiness” book

Because with my Million-dollar lifetime guarantee, your grandchild will be able to return the book if you’re unsatisfied.

All you have to do is send me an email at info@lloydjross.online and I’ll give you a full refund no questions asked.

So order your copy now and start your journey towards financial freedom.

Don't let this opportunity slip through your fingers.

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